Hear me out. HOA Collections aren’t that bad.

Admin

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Hear me out. Collections for an Association is vital for the health of the community. I know, I know, you get the dreaded certified letter from the attorney and all you want to do is throw it away. I hear all kinds of reasons why people don’t want to pay Association Dues. “My HOA does nothing for me”, “I don’t use the pool”, “the assessments are way too high”, “my HOA didn’t approve for me to do something so now I am not paying my dues”, etc. etc. Some people just cannot stomach paying their HOA dues if it means not paying for something essential to keep their family afloat. I understand the headache. But, I challenge all of those people to go to their HOA meetings. Ask for the budget. The HOA has bills too. I have seen HOAs suffer significantly because they cannot pay their bills. I have read about HOAs being sued because they didn’t have money to fix their park and a child was hurt on the equipment. I have seen crime and drugs start infiltrating communities because the HOA cannot afford to pay for additional security. HOAs are so important. I get calls all the time asking for advice on creating HOAs because residents are worried for their community.


There is good news! There are ways to get on payment plans and pay assessments without getting behind. In the last two years, people have been struggling. But America is getting back on her feet! Most Associations have management companies. Those management companies most likely have payment plan options established by the Association. Also, there usually is no penalty if members pay dues ahead of time. Members can put a small amount of money away every month before the assessments are due. If an account is turned over to an attorney, there are also payment plan options through their office. The longer the account sits in collections, the higher the fees (depending on the association). There are options and the Association can pay bills and keep amenities beautiful as opposed to paying fees to collect on the accounts that are delinquent.

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By Admin December 1, 2025
It is time to put up holiday decorations!! I love this time of year! The week of Christmas, my family and I go out and look at all of the holiday decorations and lights. But, what about the HOA? Some HOAs, that have the budget for decorations, might put up lights and bows in the HOA common area. Most HOAs hire someone to put and take down décor. I am sure a lot of people wish they could hire someone for their own personal decorations. No one wants to get that dreaded letter from the HOA stating that they need to take down decorations. No HOA wants to be considered a scrooge at the holidays either. I read an article from 2019 where a Texas HOA asked a couple to take down their holiday decorations because they were installed too early. The mother was pregnant with their third child and they needed to put the decorations up early because she was due to have her baby a month later. Oops! I think that whole situation could have been avoided if both parties communicated with each other. Here are some tips regarding how to avoid those uncomfortable situations. Draft guidelines if the declarations allow for it. In those guidelines, the HOA can set a timeline for when decorations can be put up and when they need to be taken down (be reasonable!). The guidelines can also address any nuisance concerns (such as lights and other noisy or distracting decorations that can cause issues). Don’t limit the types of decorations or the subject matter. Limiting some colors or certain types of decorations used in specific religions or cultures can actually open the Association to liability. Using specific identifying words in any guidelines can alienate homeowners. The Association should air on the side of caution when prohibiting decorations and the wording should be broad enough to include everyone. Lastly, communicate with each other! If there are decorations that are causing issues, talk to neighbors about it. If you want to install decorations before the guideline dates, call the HOA or management company. Give them the reason why early installation is needed. The point is to be inclusive and keep the Association safe and happy. I hope everyone is safe and happy during the holidays! 
By Admin December 1, 2025